Loan Rates
| Type | APR * |
|---|---|
| New Auto up to 96 mo. | 6.11% - 16.11% |
| New RV up to 96 mo. | 6.86% - 15.36% |
| New RV 108 - 144 mo. | 9.86% - 16.36% |
| Used Auto up to 84 mo. | 6.11% - 16.35% |
| Used RV up to 84 mo. | 6.86% - 15.60% |
| Used RV 96 - 144 mo. | 10.11% - 17.24% |
| Used Auto 2021 and under up to 72 mo. | 6.11% - 17.99% |
| Used RV 2021 and under up to 72 mo. | 6.61% - 17.99% |
| Personal max. 60 mo. | 9.00% - 18.00% |
| Line of Credit | 11.00% - 16.00% |
| Credit Card | 6.90% - 18.00% |
| HELOC | 6.00% |
*APR = Annual Percentage Rate. APR* varies depending on Borrower’s FICO Score, vehicle year model, & term of loan.
Savings Rates
| ACCOUNT / PRODUCT | MIN. BALANCE | DIVIDEND RATE | APY * |
|---|---|---|---|
| Share / Savings | $300.00 | .01 | .01 |
| Beyond Checking | None | .10 | .10 |
| IRA Share | None | .50 | .50 |
*APY = Annual Percentage Yield. Fees may reduce earnings.
Money Market Rates
| BALANCE / TIER | DIVIDEND RATE | APY * |
|---|---|---|
| $0 - 9,999 | 0.15 | 0.15 |
| $10,000 – 24,999 | 0.25 | 0.25 |
| $25,000 – 49,999 | 0.35 | 0.35 |
| $50,000 – 74,999 | 0.45 | 0.45 |
| $75,000 - PLUS | 0.54 | 0.54 |
*APY = Annual Percentage Yield. Fees may reduce earnings.
Money Market Rates – Tiered | Minimum Opening Balance: $2,500 | $10 fee/month assessed if balance falls below $2,500 | Dividends continue to be earned and paid
Share Certificates
| TERM | DIVIDEND RATE | APY * |
|---|---|---|
| 3 Months | 0.25 | 0.25 |
| 6 Months | 0.90 | 0.90 |
| 12 Months | 3.25 | 3.30 |
| 24 Months | 3.00 | 3.04 |
| 36 Months | 2.90 | 2.94 |
| 48 Months | 2.40 | 2.43 |
| 60 Months | 2.45 | 2.48 |
| Rate Riser (36 Month; $10kMin) | 2.00 | 2.02 |
*APY = Annual Percentage Yield.
** A penalty may be imposed for early withdrawal
Term Share and IRA Certificates | Minimum Balance $1,000
Upcoming Events
Thanksgiving Holiday Closure
In observance of Thanksgiving, our offices will be closed on Thursday, November 27, 2025 & Friday, November 28, 2025. We will reopen for business on Monday, December 1, 2025, at 8 AM.
New Year’s Closure
In observance of the New Year's Holiday, our offices will be closed on Wednesday December 31, 2025 starting at noon & all day Thursday, January 1, 2026. We will reopen for business on Friday, January 2, 2026, at 8 AM.
Holiday Closure
In observance of the Christmas Holiday, our offices will be closed for a half day on Wednesday, December 24, 2025 and all day Thursday, December 25, 2025. We will reopen for business on Friday, December 26, 2025, at 8 AM.
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Third-Party Link Disclaimer - Bossier FCU (BFCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of BFCU. BFCU cannot attest to the accuracy of information provided by the linked sites. Linking to a website does not constitute endorsement by BFCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union's site are not bound by the BFCU Website Privacy Policy. The calculators provide estimates only. * APR = Annual Percentage Rate | APY = Annual Percentage Yield