Loan Rates
| Type | APR * |
|---|---|
| New Auto up to 96 mo. | 6.36% - 16.36% |
| New RV up to 96 mo. | 7.11% - 15.61% |
| New RV 108 - 144 mo. | 10.11% - 16.61% |
| Used Auto up to 84 mo. | 6.36% - 16.60% |
| Used RV up to 84 mo. | 7.11% - 15.85% |
| Used RV 96 - 144 mo. | 10.36% - 17.49% |
| Used Auto 2020 and under up to 72 mo. | 6.36% - 17.99% |
| Used RV 2020 and under up to 72 mo. | 6.86% - 17.99% |
| Personal max. 60 mo. | 9.00% - 18.00% |
| Line of Credit | 11.00% - 16.00% |
| Credit Card | 6.90% - 18.00% |
*APR = Annual Percentage Rate. APR* varies depending on Borrower’s FICO Score, vehicle year model, & term of loan.
Savings Rates
| ACCOUNT / PRODUCT | MIN. BALANCE | DIVIDEND RATE | APY * |
|---|---|---|---|
| Share / Savings | $300.00 | .01 | .01 |
| Beyond Checking | None | .10 | .10 |
| IRA Share | None | .50 | .50 |
*APY = Annual Percentage Yield. Fees may reduce earnings.
Money Market Rates
| BALANCE / TIER | DIVIDEND RATE | APY * |
|---|---|---|
| $0 - 9,999 | 0.15 | 0.15 |
| $10,000 – 24,999 | 0.25 | 0.25 |
| $25,000 – 49,999 | 0.35 | 0.35 |
| $50,000 – 74,999 | 0.45 | 0.45 |
| $75,000 - PLUS | 0.54 | 0.54 |
*APY = Annual Percentage Yield. Fees may reduce earnings.
Money Market Rates – Tiered | Minimum Opening Balance: $2,500 | $10 fee/month assessed if balance falls below $2,500 | Dividends continue to be earned and paid
Share Certificates
| TERM | DIVIDEND RATE | APY * |
|---|---|---|
| 3 Months | 0.25 | 0.25 |
| 6 Months | 0.90 | 0.90 |
| 12 Months | 4.50 | 4.59 |
| 24 Months | 4.00 | 4.07 |
| 36 Months | 3.15 | 3.20 |
| 48 Months | 2.40 | 2.43 |
| 60 Months | 2.45 | 2.48 |
| Rate Riser (36 Month; $10kMin) | 2.00 | 2.02 |
*APY = Annual Percentage Yield.
** A penalty may be imposed for early withdrawal
Term Share and IRA Certificates | Minimum Balance $1,000
Upcoming Events
Columbus Day/Indigenous Peoples Day Closure
In observance of Columbus Day/Indigenous Peoples Day our offices will be closed Monday, October 14, 2024. Our drive thru locations will be open on Saturday, October 12, 2024 from 9 am to 1 pm, and all offices will be open for regular business hours on Tuesday, October...
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Third-Party Link Disclaimer - Bossier FCU (BFCU) does not endorse or guarantee 3rd party links. The products and services offered on 3rd party sites are not products of BFCU. BFCU cannot attest to the accuracy of information provided by the linked sites. Linking to a website does not constitute endorsement by BFCU, or any of its employees, of the sponsors of the site or the products presented on the site. Other websites which you may link to from the Credit Union's site are not bound by the BFCU Website Privacy Policy. The calculators provide estimates only. * APR = Annual Percentage Rate | APY = Annual Percentage Yield