Loan Rates

TypeAPR *
New Auto / RV up to 96 mo.3.49% - 11.74%
New RV 108 - 144 mo.7.24% - 13.99%
Used Auto / RV up to 84 mo.3.49% - 11.98%
Used RV 96 - 144 mo.6.99% - 15.49%
Used Auto / RV 2015 and under up to 72 mo.4.23% - 13.49%
Personal max. 60 mo.8.00% - 17.90%
Line of Credit10.00% - 15.00%
Credit Card6.90% - 18.00%

*APR = Annual Percentage Rate. APR* varies depending on Borrower’s FICO Score, vehicle year model, & term of loan.

Savings Rates

ACCOUNT / PRODUCTMIN. BALANCEDIVIDEND RATEAPY *
Share / Savings$300.00.01.01
Guardian Checking$800.00.10.10
IRA ShareNone.50.50

*APY = Annual Percentage Yield. Fees may reduce earnings.

Money Market Rates

BALANCE / TIERDIVIDEND RATEAPY *
$0 - 9,9990.150.15
$10,000 – 24,9990.250.25
$25,000 – 49,9990.350.35
$50,000 – 74,9990.450.45
$75,000 - PLUS0.540.54

*APY = Annual Percentage Yield. Fees may reduce earnings.
Money Market Rates – Tiered | Minimum Opening Balance: $2,500 | $10 fee/month assessed if balance falls below $2,500 | Dividends continue to be earned and paid

Share Certificates

TERMDIVIDEND RATEAPY *
3 Months0.250.25
6 Months0.400.40
12 Months0.550.55
24 Months1.001.00
36 Months1.201.21
48 Months1.401.41
60 Months1.751.76
Rate Riser (36 Month; $10kMin)1.001.00

*APY = Annual Percentage Yield.
** A penalty may be imposed for early withdrawal
Term Share and IRA Certificates | Minimum Balance $1,000

Skip to content