Loan Rates

TypeAPR *
New Auto / RV up to 96 mo.3.74% - 13.24%
New RV 108 - 144 mo.7.24% - 13.99%
Used Auto / RV up to 84 mo.3.74% - 13.48%
Used RV 96 - 144 mo.6.99% - 15.49%
Used Auto / RV 2015 and under up to 72 mo.4.48% - 14.99%
Personal max. 60 mo.8.00% - 17.90%
Line of Credit10.00% - 15.00%
Credit Card6.90% - 18.00%

*APR = Annual Percentage Rate. APR* varies depending on Borrower’s FICO Score, vehicle year model, & term of loan.

Savings Rates

ACCOUNT / PRODUCTMIN. BALANCEDIVIDEND RATEAPY *
Share / Savings$300.00.01.01
Guardian Checking$800.00.10.10
IRA ShareNone.50.50

*APY = Annual Percentage Yield. Fees may reduce earnings.

Money Market Rates

BALANCE / TIERDIVIDEND RATEAPY *
$0 - 9,9990.150.15
$10,000 – 24,9990.250.25
$25,000 – 49,9990.350.35
$50,000 – 74,9990.450.45
$75,000 - PLUS0.540.54

*APY = Annual Percentage Yield. Fees may reduce earnings.
Money Market Rates – Tiered | Minimum Opening Balance: $2,500 | $10 fee/month assessed if balance falls below $2,500 | Dividends continue to be earned and paid

Share Certificates

TERMDIVIDEND RATEAPY *
3 Months0.250.25
6 Months0.400.40
12 Months1.551.55
24 Months1.751.75
36 Months1.901.90
48 Months2.052.05
60 Months2.202.20
Rate Riser (36 Month; $10kMin)1.751.75

*APY = Annual Percentage Yield.
** A penalty may be imposed for early withdrawal
Term Share and IRA Certificates | Minimum Balance $1,000

Skip to content