Privacy Policy

(2020)

Bossier Federal Credit Union is committed to providing you financial products and services to meet your needs and reach your financial goals. We are equally committed to protecting our members’ privacy. You can be confident that your financial privacy is a priority of this credit union.

Under federal law we are required to give you this privacy notice. It explains the credit union’s privacy policies and practices concerning the personal information we collect and disclose about our members. If after reading this notice you have any questions, you may contact us.

FACTS – What does Bossier Federal Credit Union do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:
• Social Security number and credit card or other debt
• credit history and income
• payment history and transaction or loss history

When you are no longer our member, we continue to share your information as described in this notice

How?

All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Bossier Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus.

Does Bossier Federal Credit Union share? Yes
Can you limit this sharing? No

For our marketing purposes – to offer our products and services to you.
Does Bossier Federal Credit Union share? Yes
Can you limit this sharing? No

For joint marketing with other financial companies
Does Bossier Federal Credit Union share? Yes
Can you limit this sharing? No

For our affiliates’ everyday business purposes – information about your transactions and experiences
Does Bossier Federal Credit Union share? No
Can you limit this sharing? We don’t share

For our affiliates’ everyday business purposes – information about your creditworthiness
Does Bossier Federal Credit Union share? No
Can you limit this sharing? We don’t share

For nonaffiliates to market to you
Does Bossier Federal Credit Union share? No
Can you limit this sharing? We don’t share

Questions? Call (318) 212-6100 or go to www.bossierfcu.org

What we do

How does Bossier Federal Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Bossier Federal Credit Union collect my personal information?
We collect your personal information, for example, when you
• open an account or tell us who receives the money
• show your government-issued ID or apply for financing
• give us your wage statements

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only
• sharing for affiliates’ everyday business purposes – information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.
Bossier Federal Credit Union has no affiliates.

Nonaffiliates – Companies not related by common ownership or control. They can be financial and nonfinancial companies.
Bossier Federal Credit Union does not share with our nonaffiliates so they can market to you

Joint Marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT